Online shopping is an easy and comfortable way to shop anything, but not the safest. You can get many flexibility and accessibility by shopping online. Presently, it is the most favored way to shop among us. Because online shopping changed how we pay for things and can save us from thieves at stores. We can now sensibly shop online, but it does not mean we are totally safe from being robbed. Credit cards and online transactions showed themselves very helpful for us in nearly every factor of our lives. Today, many students use Online Class Help services and pay them through their credit cards.
Hackers and many types of cyber thieves can get access to your credit card and can use it for wrong purposes. Most probably, they will not use it for the wrong purpose, but your money will surely get scammed. However, by using your card carefully and with additional security surveys, you can get a safe on-line purchasing experience.
Not only the customers but the sellers are being targeted by hackers as well. According to research, the US faced 52% of total cyber-attacks globally. According to the cybercrime department of the US, the leading factors behind online frauds and credit card scams are unauthentic websites and dealers. Nearly 23% of students who use online educational services reported scams and fraud in the US.
Many factors can make you worried about online shopping and using a credit card. But do not be afraid as there are many safety measures you can follow for secure transactions and online purchasing. Many students these days are afraid to use their credit cards to pay for online academic services. Well, their worries are reasonable. Below I am going to show you 10 tips on how you can use your credit card on educational websites.
Use Up-to-date Security Software
We all know that prevention is always better than problems. The same approach implies online purchasing too. Our internet is filled with thousands of viruses and malware. The most effective way to prevent them is to use up to dated security software. There are many anti-viruses available for free, which can stop viruses and malware harm your personal information. Additionally, if you want full-time better protection, you can purchase premium anti-virus. It will protect you against many Trojans and malware as well.
Everybody needs to install anti-virus and security software on their PCs and laptops. It does not protect your online transactions and purchasing but prevents harmful malware from attacking your computer. In this way, you will be able to keep your computer or laptop safe from various kinds of virus attacks. Also, some security software will even indicate to you which site is safe, and which is not. Through them, you can safely identify safe sites for online purchasing.
Set Auto Update on your Security Software
If you have never faced any security issue or virus attack, you should thank your anti-virus and security systems. Even a small glitch or bug can lead to many harmful conditions where your data could be at risk. Also, in most cases, browsers reported being the reason behind most scamming incidents. Many students stated that their browsers were not updated, and it made the process easier for the hacker. So ensure that you are using an updated version of your browser while using your credit card.
Many software and web browsers release updates of previous bugs fixed frequently. To make their software more convenient. In case if you are not able to update your software or web browsers, you can use the auto-update feature. Nearly every software has this option available. Just tick that auto-update box, and you are good to go.
Try to Find Encryption Symbols
Whenever you are asked to enter any important information about yourself or your credit card data on a website, always check its encryption type. A website’s encryption type will let a user know if it’s safe to use or not. It is a security measure that protects data while shifting from one network to another.
You can know easily if a website is secure to use by observing its URL. If the URL address starting with HTTPS, then it is a secure network. Also, your confidential information does not get leaked. The “s” in the HTTPS stands for security, which indicates security protocol.
Use Different Passwords for Different Platforms
A study of psychology has proved that the majority of individuals use similar passwords or even the same password for different platforms. For example, an average person uses the same password on Facebook, Instagram, and in the app of the bank as well. Using similar or the same passwords for different platforms is risky. If a hacker somehow gets access to your password, nearly all of your accounts would be at risk.
Therefore, the best way to protect yourself against hackers is to set different and unique passwords for different platforms. Particularly, when you are making an account for online purchasing.
Credit Card App’s Safety Options
Mobile apps of credit cards have too many features to secure your account and for safe transactions. If a person is worrying about their credit card con be misused, then there a 2-way verification feature available. In which you will receive a code in your mobile network. Afterward, you will require to put the code first to get logged in. This factor can save you from unauthorized access issues.
Additionally, you can enable the alert option in your credit card app. Through which you will get notified whenever someone tries to log-in to your account. If someone somehow manages to access your account, you will get a notification instantly.
Evade Unusual Offers and Links
You will get uncountable spam mails and messages regarding many products and services. However, you will ever get a link or offer from an authentic brand inappropriately. You should not open the link or avail of the offer. I recommend contacting directly to the main website instead of opening suspicious spam emails.
Check Website Digital Certificate
Every authentic website has a certification of verified sites safe to use. If you are doubtful about a particular website, you can check its verification certificate. Many times students are fearing, while hiring an educational service, thinking if the website is authentic or not. Well, it is an easy way to judge the company. Digital certification means that the website is verified and safe to use.
Try to Evade Using Public Computers and Open Wi-Fi
Whenever you are paying someone through online banking or using your credit card on an academic site, always use personal gadgets. Try to avoid public computers and wireless networks when making an online transaction. You can sometimes see that open Wi-Fi networks are showing up. These networks are sometimes using to get your personal information. Open Wi-Fi networks are not encrypted, and the incoming and outgoing data and information can be hacked easily.
Avoid Spam Emails
Once you visit an academic website and sign up for it, you will start receiving many similar spam emails related to it. But remember that they all are not the same. Third-party websites and services can use these kinds of emails as phishing. So if an email is asking for your bank account information or any other confidential information, do not give them.
Use Authentic and Famous Academic Websites
When you are hiring an authentic and well-known educational website or service, you will never get scammed. An authentic company will only use good and safe platforms to communicate and to transact the money.
Online marketing and purchasing are becoming common day after day. We are avoiding the standard form of payments these days because of money snatching issues. But through credit cards, we can now shop safely from anywhere. Students are using online stores for purchasing books and stuff. Some students seek advice from Online Class Help services and pay by using online transactions and credit cards. Technology is progressing upward, and things are getting easier for us. But still, you can get scammed, so be aware. Use the tips above for secure and safe payment.